Introduction

Welcome to our website. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern our relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

Definitions

• Company refers to Arctic Tern Advisory Sdn Bhd the owner and operator of this website.
• Website refers to www.arctictern.com.my, including all information and services provided therein.
• User refers to any individual or legal entity accessing or using the website.

Use of Website

• This website is intended for informational purposes only and does not constitute financial, investment, or legal advice.
• Users must not use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website.
• Users must not use the website in any way which is unlawful, illegal, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

Intellectual Property Rights

• All content on this website, including text, graphics, logos, icons, images, and software, is the property of the Company or its content suppliers and is protected by Malaysian and international copyright laws.
• Users may view, download, and print pages from the website for their own personal use, subject to the restrictions set out in these terms and conditions.
• Users must not reproduce, duplicate, copy, sell, resell, or otherwise exploit our website or its content for a commercial purpose without our express written consent.

Limitation of Liability

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose, and/or the use of reasonable care and skill). Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury resulting from negligence;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law. The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer:
• are subject to the preceding paragraph; and
• govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence), and for breach of statutory duty.

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Links to Other Websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites, and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

If you find any link on our website or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.

Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

Content Liability

We shall have no responsibility or liability for any content appearing on your website. You agree to indemnify and defend us against all claims arising out of or based upon your website. No link(s) may appear on any page on your website or within any context containing content or materials that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Malaysia, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Malaysia.

Changes to These Terms and Conditions

We may update these terms and conditions from time to time by publishing a new version on our website. You should check this page occasionally to ensure you are happy with any changes.

Contact Information

If you have any questions about these terms and conditions, please contact us at info@arctictern.com.my

This Terms and Conditions page was created on 3 February 2025.