The Team
At Arctic Tern Advisory, our team of dedicated planners and advisors embodies the same precision, agility, and foresight as the Arctic Tern, a bird renowned for its long migrations and unwavering commitment to reaching its destination. Just like the Arctic Tern, our team works with strategy, care, and adaptability to help shape a better future for Malaysians today and tomorrow.
Our team of planners and advisors bring a wealth of experience across a range of industries, offering tailored advice that helps our clients navigate the complexities of personal finance and growth. With a focus on sustainability, innovation, and long-term impact, our team ensures that every decision made today contributes to a brighter future for our clients.
Our Team
Abdul Majid Mohd Gani
Financial Adviser Representative
Licensed Financial Planner
(eCMSRL/C4849/2025)
Abdul Majid Mohd Gani is a Licensed Financial Planner with the Securities Commission. He is also an Islamic Financial Planner and has been involved in the financial sector since 2012.
Abdul Majid Mohd Gani
Financial Adviser Representative
Licensed Financial Planner
(eCMSRL/C4849/2025)
Abdul Majid Mohd Gani is a Licensed Financial Planner with the Securities Commission. He is also an Islamic Financial Planner and has been involved in the financial sector since 2012.
Beginning as a unit trust advisor and continuing his journey towards becoming a Certified Financial Planner to his status as a Licensed Financial Planner, he has helped his clients plan their finances and achieve their financial goals. He believes financial literacy and financial planning are necessities in life.
He is a registered Professional Engineer (Electrical) with the Board of Engineers Malaysia and a Corporate Member of The Institution of Engineers Malaysia (IEM).
He is a Certified Professional Trainer and a Certified Human Resource Development Corporation (HRD Corp) trainer. He has conducted numerous training courses, seminars, and workshops on technical, management, and financial courses over the years.
Ramesh Ramiah
Financial Adviser Representative
Licensed Financial Planner
(eCMSRL/C4850/2025)
Ramesh Ramiah began his journey in personal finance in 1996 and went full-time in 2017. Starting as an insurance advisor, he expanded his services to include unit trust
Ramesh Ramiah
Financial Adviser Representative
Licensed Financial Planner
(eCMSRL/C4850/2025)
Ramesh Ramiah began his journey in personal finance in 1996 and went full-time in 2017. Starting as an insurance advisor, he expanded his services to include unit trust and estate planning. A strong advocate of lifelong learning, he completed his Certified Financial Planner certification to transition into wealth advisory.
Ramesh is dedicated to coaching and assisting his clients in enhancing their financial literacy. He strongly advocates for all his clients to have a holistic wealth plan that enables them to achieve their wealth objectives and enjoy their desired lifestyle to the fullest.
Ramesh has held management positions in the oil and gas, manufacturing, and retail sectors both locally and regionally. He brings over 25 years of experience in Human Resources, Engineering, and Quality, Health, Safety, and Environment (QHSE). Ramesh holds a Bachelor of Science degree in Physics, an MBA, CFP and a Data Science certification from Johns Hopkins University.
Information Centre
What is your net worth?
We often feel that making good money is being well off and this is largely due to the fact that our salary is a primary source for creating wealth
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Covid-19: Are you financially prepared for this battle?
“Emergency fund cannot be accumulated during an emergency”. I recall this particular phrase by a colleague of mine S Subramaniam,
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