How to Create a Robust Family Financial Plan

Dolorum optio tempore voluptas dignissimos

Dolorum optio tempore voluptas dignissimos

We often feel that making good money is being well off and this is largely due to the fact that our salary is a primary source for creating wealth

High volatility and unrealised losses are some of the things crypto investors have to be able to stomach. Investors are recommended to

11 Reasons Why SMEs Fail

Small and medium enterprises (SMEs) are drivers of economic growth. What’s interesting to note is that 97% of business

My father, my hero

There are many successful family-owned businesses around the world like Wal-Mart, Ford, Reliance Industries, Samsung, Nike, Volkswagen, Tata group, Continental, Bosch,

Covid-19: Are you financially prepared for this battle?

“Emergency fund cannot be accumulated during an emergency”. I recall this particular phrase by a colleague of mine S Subramaniam,

New Year, New Norm, New Goals and New Hope!

“The beginning is the most important part of the work” – Plato New is the Year, new are your aspirations, new are your financial goals

Women Empowerment Through Financial Literacy

Women’s financial freedom is the sign of social freedom” Recently when I read some research on gender gap and financial literacy, it shows an alarming information, that women display lower financial literac

Financial Literacy for Children: Parents do make a difference

Parenting is one of the most researched areas in the field of social science and we are still learning. Parenting is the most fulfilling job that

The Diderot Effect: Money and You

"If you make a habit of buying things you do not need, you will soon be selling things you do"

Cryptocurrencies: The future asset class

"If you make a habit of buying things you do not need, you will soon be selling things you do"

Reimagining retirement: Start your purposeful journey

It’s always interesting to discuss the retirement objective with my clients as each of them have different ideas, time and objectives.

Planning: The missing word in personal finance

“If you are planning only to make money and nothing else, you’ll be broke” – Haille Gebrselassie (Olympic Gold Medalist)

Risk, return and investment

THE word risk is used in many ways and is given different definitions depending on the industry and context.

Time and money: The reality of life

‘Time is money’ was first recorded in 1748 by Benjamin Franklin. However, all of us have different opinions on this depending

Financial planning: The reality of personal finance

In the current fast moving global environment, we are expected to take a deeper accountability towards our financial literacy.

Behaviourial finance and irrational investors

Behavioural finance attempts to explain and increase understanding on how human react towards money, investment

7 personal finance lessons from 2021

WHEN any year comes to an end, we are filled with a level of excitement in us. Excitement for a new year

Your financial goals: Dream or reality?

When I search for the meaning of a goal, the simple definition I get is desired results a person envision, plans and commits to achieve.

Fintech and financial inclusion

Financial inclusion means that individuals have access to useful and affordable financial products and services that

Covid-19 broke human’s ego, it is time you broke yours

What is the greatest threat to our personal finance? Many would say economic recession, high unemployment rate

Lifestyle inflation: The silent killer

“I seem to earn more, but I still can’t save money.” – Is this phrase familiar to you? Well, I am sure we have said this sometime in our lives and the answer to this is…Lifestyle inflation!

Real estate waits for no one

The most common way property investment provides returns: value appreciation and rental income. However, you can increase

Financial planning: The reality of property investment

Real estate investment has been around for thousands of years. Although the rules are different than the stock market and other investment

Greed: The downfall of investment

RECENTLY I read an interesting statistic ­– Malaysians suffer losses amounting to about RM2.23 billion from scams since 2017.

Robo Advisor: The revolution of wealth management

Modern technology has changed our lives in many ways, revolutionising how we work, live, and play. Technology is developing

The bionic advisor: The future of wealth management

THE Six Million Dollar Man is an American science fiction and action television series, running from 1973 to 1978. The first time

Why do entrepreneurs fail in personal finance?

‘Entrepreneur’ is a French word which means to undertake, to pursue opportunities and to fulfill needs. Richard Cantillon,

New Year, new norm, new goals and new hope

The Babylonians were the first civilisation to leave records of new-year festivities, some 4,000 years ago. A 12-day festival to celebrate