Gunaseelan Kannan is the founder and the Chief Executive Officer of Arctic Tern Advisory. With his 15 years of experience in financial services and the education sector he is driven by desire to provide a comprehensive financial advisory solution to achieve financial inclusion and improve Malaysians financial literacy. Guna has a vision for providing a financial planning and advisory service in the personal finance eco system for people of all walks and works relentlessly to make the brand Arctic Tern Advisory known and embraced.

Guna himselsf is a Licensed Financial Adviser and Licensed Financial Planner. He has a Bachelor of Science degree from Universiti Putra Malaysia and an MBA(Finance) from Multimedia University, Malaysia. Guna previously held the Capital Market Services Representative License (CMSRL/B4198/2013) by Securities Commission of Malaysia, Financial Adviser Representative (FAR) license from Central Bank of Malaysia. Guna is also a member of Financial Planning Association of Malaysia and holds the recognition of Certified Financial Planner (CFP).

Being a scholar-practitioner, Guna has been invited as a speaker at various industry forums, on personal finance, financial planning, financial literacy and financial wellbeing. He was also frequent guest speaker for RTM, Bernama news, Astro, BFM radio, Minnal FM, Malaysian Associated Indian Chambers of Commerce and Industry, Bank Negara, government agencies and other organizations. He is the columnist for Money Matters in The Borneo Post and monthly contributor in Newswav online news aggregartor. He was also featured in The Star daily newspaper and on ad-hoc basis on Focus Malaysia an online news platform. Guna wrote many financial articles for several local newspapers, magazines and academic journals.

His passion and vast knowledge in financial planning has garnered him numerous awards from relevant industry parties: Winner of Malaysian Financial Planner Year 2020, 1st Runner Up of Malaysian Financial Planner Year 2019 and 1st Runner Up of Malaysian Financial Planner Year 2018 by Financial Planning Association of Malaysia.

T Umadevi is passionate about helping clients achieve financial independence. Her mission is to assist clients in reaching their wealth-building goals through holistic financial planning. With a strong background in the banking and finance industry, she brings extensive experience and expertise to her role as Chief Operations Officer (COO), Licensed Financial Planner (by the Securities Commission), and Approved Financial Adviser Representative (by Bank Negara Malaysia) at Arctic Tern Advisory. Uma is also a member of the Financial Planning Association of Malaysia and holds the Certified Financial Planner (CFP) designation. In addition, she completed her MBA (ERM) with a specialization in Enterprise Risk Management from the University of Wollongong.

Her entrepreneurial journey began in 2007 when she co-founded an e-wallet company in Cyberjaya, Webonline Dot Com Sdn Bhd (now known as Kiple Sdn Bhd), where she served as Chief Operating Officer. She was responsible for establishing the e-wallet backend system and overseeing the company’s operations, including finance, compliance, and human resources. In the absence of the CEO, Uma also supervised the Sales & Marketing and IT departments. To ensure regulatory compliance and operational efficiency, she spearheaded the implementation of ISO standards, successfully achieving ISO 9001 and ISO 27001 certifications for the organization.

With 29 years of experience across the banking and fintech industries, Uma has acquired vast knowledge of the financial sector and brings invaluable expertise to Arctic Tern Advisory. Her personal experiences with financial management inspired her to pursue the CFP designation, further strengthening her commitment to empowering clients. She is dedicated to equipping individuals with the tools and confidence they need to achieve their financial goals, getting it right the first time. With a proven track record of guiding clients towards lasting financial security, she focuses on creating customized financial plans tailored to individual needs, supported by innovative and practical solutions.

Nur’Ainaa Mardiha Binti Harun graduated with Diploma in International Business and have 6 years of experience working in financial planning and advisory industry before joining Arctic Tern Advisory.

Ainaa is responsible on the maintenance and ongoing enhancement of the compliance framework, policies, identification of potential compliance risk and assessment, and control compliance effectiveness to ensure compliance are appropriately managed.

Ainaa also responsible on building the compliance record keeping and risk awareness by conducting training programs and awareness related comppliance risk and security. Also, to ensure the adherence of the Arctic Tern Advisory’s Anti-Money Laundering training